Paying Too Much for Your Mortgage?
You could lower your payment, pay off your house faster or get cash out.
What could you do with extra money?
We search to find you the perfect mortgage so you can stop throwing away thousands on interest payments.
Simple + Easy Process
Get Peace of Mind
Lenders Who Trust WeDoLoans
Avoiding the Wrong Mortgage Loan Could Save You Thousands
We’ve helped our customers save over $11 million dollars in interest.
They followed our advice and avoided the wrong mortgage loan.
Refinance in 3 Easy Steps
1) Get Started Now
Complete a simple online form to tell us about your refinance goals.
2) Get A Custom Plan
We’ll guide you through the process to find the best loan and you won’t feel stressed.
3) Get Peace of Mind
Be confident that you saved money and enjoy owning your dream home!
Hear From Others
My wife and I just refinanced our house with WeDoLoans! The entire process was smooth and efficient.
– Randy Silva
Outstanding process that was informative and easy. WeDoLoans kept us informed every step of the way. I will recommend them to anyone looking for a mortgage or refinance. Thank you for a great experience.
– Sean Heinz
Get Peace of Mind with the Right Mortgage Loan
30 Year Fixed
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, there may be better loan options available for you.
15 Year Fixed
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.
Adjustable Rate Mortgage
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM may be a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2020, the limit is $510,400 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $726,525. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan.
The purpose of this loan program is to promote home ownership amongst heroes in our community. Eligible Heroes include: Veterans, Active Duty Military, Law Enforcement, Educators, First Responders, Nurses or Healthcare Workers. The program is self-managed by the Real Estate Agent and it involves internet promotions to foster activity and encourage heroes to apply for the discount.
Heroes will receive the following: 1) Real Estate Agent rebate of $1,000 applied to closing costs or as a check at close; 2) Mortgage Broker $500 appraisal rebate at close; 3) Mortgage Broker waives underwriting fee $1,000 value; 4) Discount on Home Inspection; and 5) Discount on Home Insurance through our insurance network. To participate, heroes need to be registered by the agent or lender to be confirmed for eligibility.
With 18+ Years of Experience, We Help You:
Refinance your home and stay within your budget
Navigate the entire loan process so you won’t feel stressed
Find the right mortgage loan so you save money
How We’ve Helped
Saved by our clients in loan interest by avoiding the wrong loans.
5★ Google Reviews
Our clients highly recommend us!
Clients have found the right mortgage without feeling overwhelmed.
We always provide personalized services. No bots. Real people.
Discover 3 Mistakes to Avoid on Your Home Mortgage
These Tips Will Save You Money!
Before You Buy, Do You Need To Know What’s Your Home Worth?
The Only Mortgage Calculator You’ll Ever Need
We’ve Been Making Mortgage Loans for 18+ Years
Knowledge is power. Our blog helps you learn how to avoid the common mistakes that cost homeowners frustration, lost time, and thousands of dollars.
One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of buyers searching for a home greatly...
Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t...
As you plan out your goals for the year, moving up to your dream home may top the list. But, how do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want to know you’re making a...