Mortgage Loans to Help You Buy or Refinance Your Dream Home
We find the right mortgage loan for you so you don’t feel frustrated and overwhelmed.
You Get the Right Mortgage Loan Every Time
Lenders only offer you their mortgage loans, but we search among many more lenders to find the lowest cost mortgage that saves you money, time, and frustration.
Get Your Dream Home
Lenders Who Trust WeDoLoans
Choosing the Wrong Mortgage Loan Can Cost You Thousands
We’ve helped our customers save over $11 million dollars in interest.
They followed our advice and avoided the wrong mortgage loan.
3 Easy Steps to Find the Right Mortgage
1) Get Started Now
2) Get A Custom Plan
3) Get Peace of Mind
Hear From Others
We have worked with WeDoLoans on two home purchases and a refinance most recently. I have and will continue to recommend my friends and family to WeDoLoans!
– Alyson Collins
Once we found our perfect home, they let us know exactly what documents were needed and got right to work. Easiest process ever.
– Farzana Musharof
Get Peace of Mind with the Right Mortgage Loan
30 Year Fixed
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, there may be better loan options available for you.
15 Year Fixed
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.
Adjustable Rate Mortgage
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM may be a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2020, the limit is $510,400 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $726,525. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan.
The purpose of this loan program is to promote home ownership amongst heroes in our community. Eligible Heroes include: Veterans, Active Duty Military, Law Enforcement, Educators, First Responders, Nurses or Healthcare Workers. The program is self-managed by the Real Estate Agent and it involves internet promotions to foster activity and encourage heroes to apply for the discount.
Heroes will receive the following: 1) Real Estate Agent rebate of $1,000 applied to closing costs or as a check at close; 2) Mortgage Broker $500 appraisal rebate at close; 3) Mortgage Broker waives underwriting fee $1,000 value; 4) Discount on Home Inspection; and 5) Discount on Home Insurance through our insurance network. To participate, heroes need to be registered by the agent or lender to be confirmed for eligibility.
With 18+ Years of Experience, We Help You:
Buy or refinance your home and stay within your budget
Navigate the entire loan process so you won’t feel overwhelmed
Find the right mortgage loan so you save money
How We’ve Helped
Saved by our clients in loan interest by avoiding the wrong loans.
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Our clients highly recommend us!
Clients have found the right mortgage without feeling overwhelmed.
We always provide personalized services. No bots. Real people.
Discover 3 Mistakes to Avoid on Your Home Mortgage
These Tips Will Save You Money!
Before You Buy, Do You Need To Know What’s Your Home Worth?
The Only Mortgage Calculator You’ll Ever Need
We’ve Been Making Mortgage Loans for 18+ Years
Knowledge is power. Our blog helps you learn how to avoid the common mistakes that cost homeowners frustration, lost time, and thousands of dollars.
The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), sales are...
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates...
In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take...
What Makes WeDoLoans.com Different?
At WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs. The problem is you feel overwhelmed with information overload about different types of lenders, loans, terms, and a thousand other details that you do not want to misunderstand so you do not regret the mortgage loan that you choose. We believe there is a smarter way to buy or refinance your dream home.
We understand choosing a mortgage lender among thousands of lenders can overwhelm you which is why we shop the market for you to find the best mortgage loan to fit your financial needs. With more than 18 years experience, we have helped our clients save more than $11 million in interest by avoiding the wrong mortgage loan. How? Glad you asked.
The smarter way to buy or refinance your dream home only takes 3 easy steps:
1) Get Started Now. Complete a simple online form to tell us about your home buying or refinancing goals.
2) Get A Custom Plan. We’ll guide you through the process to find the best mortgage loan that fits your financial needs, and you won’t feel overwhelmed.
3) Get Peace of Mind. You’ll save time, money, and be confident that you chose the right mortgage loan.
So, get started now to learn how you can save thousands on interest by avoiding the wrong mortgage loan!
And in the meantime, download our most popular article, “Discover 3 Mistakes You Should Avoid When Buying or Refinancing Your Home.”
There is no reason to choose the wrong mortgage loan, waste thousands of dollars, and regret that decision for years to come. Instead, you can save time, money, and get peace of mind when financing your dream home.