Conventional Loans.
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Down payments starting as low as 3%.

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Conventional Loans

We are pleased to offer Conventional Home Loans in a variety of terms to suit a wide range of borrowers. Conventional Loans are loans that are not guaranteed or insured by government agencies such as the FHA or USDA, but do adhere to Fannie Mae and/or Freddie Mac guidelines. We can provide eligible borrowers with both fixed and adjustable rate Conventional Mortgages in a variety of different terms,

With programs like HomeReady, Home Possible, and HomeOne, down payments start as low as 3% and gift funds may be used to help cover the down payment and closing costs.

Call us today at (877) 854-9338 for a free consultation.

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Popular Low & Zero Down Programs

HomeReady – Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

Home Possible Advantage – Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

VA Loans – Zero down financing solution available for eligible veterans and active duty military personnel.

FHA Loans – 3.5% down program with less restrictive credit requirements.

FHA 203K – Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.

USDA Loans – Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.

HomeOne – Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.