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Don’t Forget to Budget for Closing Costs

by Troy Jones | May 17, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers, Pricing

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as...

Why Waiting to Buy a Home Could Cost You a Small Fortune

by Troy Jones | May 6, 2021 | Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, Pricing

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no...

How Much Time Do You Need To Save for a Down Payment?

by Troy Jones | Apr 19, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers

One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move...

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

by Troy Jones | Apr 5, 2021 | Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund. Using data from the Internal Revenue Service (IRS),...

How Smart Is It to Buy a Home Today?

by Troy Jones | Mar 3, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers, Pricing

Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what...

What Are the Benefits of a 20% Down Payment?

by Troy Jones | Mar 1, 2021 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for...
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