Program Finder - WeDoLoans

Type of Transaction(Required)

Are You a First Time Homebuyer(Required)

Are you a Borrower or Realtor?(Required)

What are you looking to accomplish by refinancing?(Required)

Type of Renovation(Required)

Occupancy Type(Required)

What type of property is it?(Required)

How many units is the property?(Required)

Borrower Self Employed?(Required)

Preferred Income & Asset Methods(Required)

Are You a U.S. Military Veteran?(Required)

Are you interested in a VA loan?(Required)

What percentage down payment would you like to make?(Required)

Enter a whole number (e.g. 0, 5, 10, 15, 20, etc) without the percentage sign. Math... Subtract loan balance from purchase price. Take that number and divide by purchase price. (e.g. $300,000 purchase price - $200,00 loan = $100,000 in equity. Then do step 2, $100,000 equity / $300,000 purchase price = .33 or 33% down payment.

How much equity will you have in the property after refinancing?(Required)

Enter a whole number (e.g. 0, 5, 10, 15, 20, etc) without the percentage sign. Math... Subtract loan balance from home value. Take that number and divide by home value. (e.g. $300,000 home value - $200,00 loan = $100,000 in equity. Then do step 2, $100,000 equity / $300,000 home value = .33 or 33% equity.

How much equity will you have in the property after the remodeling project(Required)

Math... Subtract loan balance from home value. Take that number and divide by home value. (e.g. $300,000 home value - $200,00 loan = $100,000 in equity. Then do step 2, $100,000 equity / $300,000 home value = .33 or 33% equity.

How is Your Credit?(Required)

Have you had a short sale or bankruptcy the past 2 years.(Required)

Have you had a short sale or bankruptcy the past 2 years?

Unfortunately our investors' minimum credit score requirements range from 580 to 620 for most programs.

Unfortunately our investors require full documentation for their renovation programs including tax returns and/or W-2s as needed.

Our investors' financing programs for rental properties require at least 20% down.

Our investors only offer renovation loans for primary residences.

Unfortunately our investors' renovation financing program require a minimum of 3-3.5% equity.

Our investors require a minimum of 620 credit for their home remodel loan programs.

Our investors' alternative documentation loan programs require at least 15% equity for a Non-Cash Out refinance and 20% equity for a Cash-Out refinance in Texas.

Our investors alternative documentation loan programs require at least 10% equity.

Our investors cash-out refinance programs cap out at 80%.

Some of our Non-QM programs for home purchases and refinances are available for those with bankruptcies and short sales discharged over 12-24 months ago.

Our investors offer no renovation programs for those with bankruptcies or short sales less than 2 year old.

Our investors offer no cash-out refinancing for VA loans in Texas.

Great news! Our lenders offer VA financing assistance throughout Texas including:

Great news! Our lenders offer a number of low and no money down financing options including

Great news! Our lenders offer a number of low and no money down financing options for first time home buyers including

Some programs require $0 down payment while others may require 3-5% down. Gift funds and down payment assistance may also be possible.

We also have great pricing on conventional loans for borrowers with more than 3% to put down.

>

Great news! Our lenders offer a variety of home loan programs designed for self employed borrowers including:

These programs do not require tax returns or W-2s.

Great news! Our lenders offer a variety of refinancing programs designed for self employed borrowers including:

These programs do not require tax returns or W-2s.

Great news! Our lenders offer a variety of home purchase loan programs for borrowers with more than 3% down including

Our lenders' VA IRRRL loans will allow up to 100% financing on a refinance (no cash-out in Texas)

Great news! Our lenders offer a wide range of refinancing solutions including:

Our lenders offer a number of home renovation loans which can be used as a home purchase or refinance including:

Would you like to be contacted to explore options?(Required)

Would you like to be contacted to explore options?

Thank you for using our Program Finder Tool. If you would like to start over, please CLICK HERE.

Are you working with a real estate agent?(Required)

Would you like to be connected with a Realtor?(Required)

Would you like us to connect you with a Realtor in your area?

What is the name of your Realtor?

First Name(Required)

Last Name(Required)

Phone(Required)

Email(Required)

Email

This field is for validation purposes and should be left unchanged.

Explore our programs to get you qualified.

Have Questions? Give us a call….

Home Loan Program Explorer

Explore our programs to get you qualified.

Have Questions? Give us a call….

WEDOLOANS.COM MORTGAGE LENDING PRIVACY POLICY NMLS CONSUMER ACCESS