Stated Income Home Loans
Program option for qualifying for a mortgage using assets and bank statements rather than Tax Returns, W2s, and K-1s.
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Stated Income Mortgages
Looking for a way to qualify for a home loan without using traditional income verification? Our bank statement loans and stated income programs may be the answer. We offer financing solutions for primary residences, second homes, and investment properties.
No tax returns, K-1s, or W2s verification is required. We also offer interest only options for borrowers looking for lower payments during the short term.
Call us today at (972) 791-8969 for a free consultation.
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Popular Low & Zero Down Programs
HomeReady – Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
Home Possible Advantage – Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
VA Loans – Zero down financing solution available for eligible veterans and active duty military personnel.
FHA Loans – 3.5% down program with less restrictive credit requirements.
FHA 203K – Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.
USDA Loans – Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.
HomeOne – Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.
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