No Income Verification Loans
We offer home financing solutions for Self Employed borrowers and 1099 income earners including bank statement and asset qualifier loans that do not require tax returns or W2s.
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About NIV Programs
With tax write-offs and fluctuations in income, we understand that if may be difficult for self employed borrowers to qualify for home financing. That’s why we offer a variety of asset verification options such as bank statement loans to help people qualify.
With most of these types of loans, no tax returns, W2s, or K-1s are required! Ready to learn more?
Call us today at (972) 945-8482 for a free consultation.
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Popular Low & Zero Down Programs
HomeReady – Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
Home Possible Advantage – Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
VA Loans – Zero down financing solution available for eligible veterans and active duty military personnel.
FHA Loans – 3.5% down program with less restrictive credit requirements.
FHA 203K – Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.
USDA Loans – Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.
HomeOne – Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.
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